Finding a problem is way too easy. Usually when we look at our lives all we see are the problems. However, we can be stymied when looking for a solution to the problem that we just found. As an example, my latest problem is that with a new health insurance company, my husband’s employer is now taking out an additional two hundred dollars from his monthly pay. So, now I’ve got a problem. I’m the one who pays the bills, and two hundred dollars missing from the monthly intake has really interfered with my ability to do the bill paying.
At first, I just went into denial mode. If I ignore the problem, it will go away. Has this worked for anyone? Ever? Didn’t think so. Then I made a short list of what I could do. First of all, I could look into health insurance policies. After all, maybe I can find one that is cheaper. So far, I’ve not had much success, but I did only spend about two hours on this task. The cheaper policies also carry huge deductions, many of them to be paid up-front. This will force me to keep on looking.
My second solution is that I need to take a look at our spending habits and see where I can cut those. One of the things that we consistently do is to get take-out on Friday nights. This can get rather more expensive than I would like, since my husband enjoys buying one or more appetizers. I have already cut down here by not getting anything for myself; instead I make a fabulous salad and have that. The only time when I get something is when we decide to get Chinese. The cost of the meal goes way down since I can usually get three meals out of my take-out. As a solution, there is no reason why we have to get take-out every Friday night. I believe that I’ll make pizza from scratch every other Friday. I’ve done this before, and the results have been pretty positive. See, there’s another solution.
Then, the third solution. Food is extremely expensive. I am going to be finding cheap, easy vegan meals to make a couple of times a week for all of us. That should help with the food bill, and I can buy bags of beans instead of cans. Cheaper and better for you. Good ideas. So, as soon as I left the land of denial, my problem turned into solutions. Give it a try and let me know your results. I’ll keep you posted on mine.