New Ideas for Health Insurance

     Like most people, my family has to sign up for a new health insurance. When we went through the process, the most important questions had to do with cigarette smoking, and our height and weight. Of course they asked the medical issues questions, but nothing about our lifestyle other than smoking.

     So, my question is, why not? Why didn’t they ask how many times we eat meat and cheese; how many times do we exercise a week; or do we meditate? Why were lifestyle questions not asked? Why are lifestyle choices not considered for pricing of health insurance? If someone lives a lifestyle that keeps them healthier than one where meat is eaten repeatedly during the day, sugar is consumed at astonishing rates, and junk food is inhaled consistently, of course the health care costs are going to be higher.

      I would really like to see a system much like those offered by such stores as BJ’s (I know you get rewarded by receiving money back), but in this case where you get a reward for being healthy. How about if people were able to earn points for losing weight; dropping their high blood pressure; going from too high blood sugar to normal blood sugar; and other such healthy pursuits. We could all get so many points for these actions, and then use the points for classes on how to cook healthier food; classes on meditation; or other healthy pursuits.  Even points to be used for massage; or other stress relief.  How fun would that be?

     This would be a worthwhile endeavor, and wouldn’t it be great to become the healthiest nation, instead of the unhealthiest one?  People love getting rewarded; it’s a great motivational tool and wouldn’t it be fun to get classes, etc. free or for a reduced price?  What do you think about this idea?

Advertisements

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s